When I was 6 years of age, my mum suffered a life-changing stroke. We almost lost her, but fortunately she had a relentless team of healthcare professionals looking after her. The Physiotherapists and Occupational Therapists helped her to walk again, and to find ways to adjust back into life. The Speech Pathologists helped her to speak again. The doctors, pharmacists, nurses, etc. helped keep her alive throughout her journey to return to moderate health.
I wouldn’t have been able to have the subsequent decades with her if it weren’t for those people who dedicated their lives to helping people like her.
During my last couple of years in high school, I read books and gave a lot of thought about what I wanted to do in life. I knew at that point that finding ways to do more with your money was the key to having more options – you’ve got to do more than just work in a good paying job. Over the years, I found helping people make better decisions with their money was really meaningful and satisfying. This is how I ended up in financial planning.
When my daughter was born, she was having trouble feeding. We met with several healthcare professionals, and because I’m passionate about what I do, the subject of ‘financey stuff’ (as my wife calls it) always came up.
I was disturbed about the type of service many of these professionals had experienced, and the genuine lack of understanding about what their financial advisers were actually doing for them. Wanting to give back to those who’ve given so much to me in my life, I decided to focus my work on empowering healthcare professionals to make the choices that will make a significant difference in the way are able to live their life.
The first kind feel like they’re doing well –they have a regular surplus income, they’ve started investing, and they’ve got a plan in place to protect from financial mayhem should things go wrong, but they recognise they’re not the expert and want to make sure they’re making the most of things. We help them identify and fill in the cracks, and sometimes identify massive opportunities or risks they would’ve otherwise missed.
Some others come to us feeling a bit overwhelmed. They might see others around them achieving more, and wonder why they can’t keep up. They are still saving for a deposit on their first home, they have minimal or no investments, and don’t have a well-structured money management plan that puts bills on autopilot and helps them to see a consistent, predictable surplus.
The consequence in both of these cases is you’re forced to work harder and longer than you need to in order to achieve the same result you could’ve seen with the right plan in place. You might even find that you don’t achieve everything in life that you wanted because you chose not to take action to identify and address the problems.
Does any of this resonate with you?
We’ve made it really easy to see how your Financial Wellness is tracking by completing the Financial Wellness Questionnaire. It takes 5 minutes, and you get a free report that highlights where you’re doing well, and what needs fixing up to avoid costly mistakes.
And let’s be honest. Everybody loves free reports about personal finances… right? 😬
It’ll only take 5 minutes of your time, but I can assure you it’ll be worth it.Once complete, I will personally send you a copy of your Financial Wellness report, along a brief overview of my initial thoughts with what you’re doing well and what you can do to address anything that needs improvement.
You’ll have the option to book in a complimentary 20-minute call with me if you’d like to find out more. And if you just want to know more about my life story, that’s cool too, I guess…
Grant Millar and G&A Family Investments Pty Ltd t/as Inspired Financial Planners are Authorised Representatives of Synchron Advice, AFS Licence No. 243313
The information contained on this website is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.